Bank Response Time Statistics ₹1L - ₹5L

Analysis of bank response times for transaction freezing requests. Banks are ranked by their performance in the "golden period" (0-6 hours). Filtered for transactions in the ₹1L - ₹5L range.

29 Banks
Two Categories of Bank Performance
1. Victim Account with Bank (own customer)

When the victim's account is held by the responding bank (Victim Account Details marked by NCRP). Measures how fast the bank responds to their own customer's fraud report.

2. Money Flow from Other Banks' Victims

When the bank is responding to money flow from victims of other banks (all other markings). Measures inter-bank coordination performance.


Delay Bins:
0-5 minutes 5 minutes - 1 hour 1 hour - 6 hours 6 hours - 1 day 1 day - 3 days More than 3 days

Golden Period (0-6 hours): The critical window where quick action can prevent further movement of fraudulent funds. Banks are ranked by their performance in this period.

When Victim Account is with Bank (own customer)
Victim Account Details marked by NCRP — response to own customer's fraud
Rank Bank Name Total Golden Period (0-6 hrs) 0-5 min 5 min - 1 hr 1 hr - 6 hrs 6 hrs - 1 day 1 day - 3 days > 3 days
No data for this category.
When Responding to Money Flow from Other Banks' Victims
Inter-bank coordination — response to money from victims of other banks
Rank Bank Name Total Golden Period (0-6 hrs) 0-5 min 5 min - 1 hr 1 hr - 6 hrs 6 hrs - 1 day 1 day - 3 days > 3 days
1 Bank of Baroda (Including Vijaya Bank and Dena Bank) 294
74.8% (220/294)
2.7% (8) 61.2% (180) 10.9% (32) 15.7% (46) 6.1% (18) 3.4% (10)
2 South Indian Bank 480
69.6% (334/480)
0.0% (0) 33.8% (162) 35.8% (172) 1.3% (6) 0.0% (0) 29.2% (140)
3 Union Bank of India( including Andhra Bank and Corporation Bank) 121
65.3% (79/121)
3.3% (4) 36.4% (44) 25.6% (31) 14.9% (18) 8.3% (10) 11.6% (14)
4 Canara Bank (including Syndicate Bank) 371
63.6% (236/371)
1.6% (6) 43.1% (160) 18.9% (70) 17.8% (66) 7.6% (28) 11.1% (41)
5 Indian Bank (including Allahabad Bank) 114
63.2% (72/114)
0.0% (0) 45.6% (52) 17.5% (20) 15.8% (18) 17.5% (20) 3.5% (4)
6 Punjab National Bank (including Oriental Bank of Commerce and United Bank of India) 730
63.2% (461/730)
6.4% (47) 38.1% (278) 18.6% (136) 16.9% (123) 7.4% (54) 12.6% (92)
7 Bank of India 181
56.4% (102/181)
1.1% (2) 35.4% (64) 19.9% (36) 5.5% (10) 1.1% (2) 37.0% (67)
8 Bank of Maharashtra 478
54.8% (262/478)
2.1% (10) 43.9% (210) 8.8% (42) 2.1% (10) 0.0% (0) 43.1% (206)
9 Central Bank of India 179
53.6% (96/179)
0.0% (0) 46.9% (84) 6.7% (12) 2.2% (4) 3.9% (7) 40.2% (72)
10 ICICI Bank 1031
52.4% (540/1031)
6.6% (68) 37.4% (386) 8.3% (86) 0.6% (6) 1.0% (10) 46.1% (475)
11 Ratnakar Bank Limited (RBL) 415
50.4% (209/415)
2.4% (10) 23.4% (97) 24.6% (102) 16.4% (68) 10.1% (42) 23.1% (96)
12 HDFC Bank 1274
45.3% (577/1274)
2.7% (34) 30.2% (385) 12.4% (158) 2.2% (28) 0.8% (10) 51.7% (659)
13 Federal Bank 1375
39.1% (538/1375)
4.5% (62) 21.1% (290) 13.5% (186) 6.3% (86) 2.6% (36) 52.0% (715)
14 Yes Bank 560
37.9% (212/560)
2.5% (14) 16.4% (92) 18.9% (106) 7.9% (44) 1.8% (10) 52.5% (294)
15 IDFC First Bank 572
36.7% (210/572)
1.1% (6) 17.5% (100) 18.2% (104) 4.6% (26) 2.1% (12) 56.6% (324)
16 Kotak Mahindra Bank 596
32.9% (196/596)
5.7% (34) 15.8% (94) 11.4% (68) 9.1% (54) 3.7% (22) 54.4% (324)
17 Axis Bank 1380
32.7% (451/1380)
0.6% (8) 20.7% (285) 11.5% (158) 6.7% (92) 4.1% (56) 56.6% (781)
18 Bandhan Bank 913
31.4% (287/913)
1.8% (16) 20.3% (185) 9.4% (86) 9.4% (86) 3.3% (30) 55.9% (510)
19 UCO Bank 436
30.3% (132/436)
0.5% (2) 22.9% (100) 6.9% (30) 9.2% (40) 6.0% (26) 54.6% (238)
20 State Bank of India 1516
30.0% (455/1516)
3.6% (55) 16.1% (244) 10.3% (156) 10.6% (160) 5.8% (88) 53.6% (813)
21 IndusInd Bank 1503
28.5% (428/1503)
2.9% (44) 16.4% (246) 9.2% (138) 11.0% (166) 7.3% (110) 53.2% (799)
22 AU Bank 789
27.6% (218/789)
1.5% (12) 16.7% (132) 9.4% (74) 5.6% (44) 2.8% (22) 64.0% (505)
23 Billdesk 116
22.4% (26/116)
0.0% (0) 12.1% (14) 10.3% (12) 0.0% (0) 0.0% (0) 77.6% (90)
24 IDBI Bank 223
21.5% (48/223)
2.7% (6) 1.8% (4) 17.0% (38) 14.4% (32) 9.0% (20) 55.2% (123)
25 Indian Overseas Bank 188
20.2% (38/188)
1.1% (2) 10.6% (20) 8.5% (16) 6.4% (12) 1.1% (2) 72.3% (136)
26 Bank of Baroda 234
0.0% (0/234)
0.0% (0) 0.0% (0) 0.0% (0) 0.0% (0) 0.0% (0) 100.0% (234)
27 Canara Bank 353
0.0% (0/353)
0.0% (0) 0.0% (0) 0.0% (0) 0.0% (0) 0.0% (0) 100.0% (353)
28 Punjab National Bank 681
0.0% (0/681)
0.0% (0) 0.0% (0) 0.0% (0) 0.0% (0) 0.0% (0) 100.0% (681)
29 Ratnakar Bank Limited 222
0.0% (0/222)
0.0% (0) 0.0% (0) 0.0% (0) 0.0% (0) 0.0% (0) 100.0% (222)