Analysis of bank response times for transaction freezing requests. Banks are ranked by their performance in the "golden period" (0-6 hours). Filtered for transactions in the ₹50K - ₹1L range.
When the victim's account is held by the responding bank (Victim Account Details marked by NCRP). Measures how fast the bank responds to their own customer's fraud report.
When the bank is responding to money flow from victims of other banks (all other markings). Measures inter-bank coordination performance.
Golden Period (0-6 hours): The critical window where quick action can prevent further movement of fraudulent funds. Banks are ranked by their performance in this period.
| Rank | Bank Name | Total | Golden Period (0-6 hrs) | 0-5 min | 5 min - 1 hr | 1 hr - 6 hrs | 6 hrs - 1 day | 1 day - 3 days | > 3 days |
|---|---|---|---|---|---|---|---|---|---|
| No data for this category. | |||||||||
| Rank | Bank Name | Total | Golden Period (0-6 hrs) | 0-5 min | 5 min - 1 hr | 1 hr - 6 hrs | 6 hrs - 1 day | 1 day - 3 days | > 3 days |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Indian Bank (including Allahabad Bank) | 250 |
83.2%
(208/250)
|
2.4% (6) | 74.4% (186) | 6.4% (16) | 4.0% (10) | 3.2% (8) | 9.6% (24) |
| 2 | Canara Bank (including Syndicate Bank) | 430 |
76.3%
(328/430)
|
4.2% (18) | 44.2% (190) | 27.9% (120) | 8.8% (38) | 7.0% (30) | 7.9% (34) |
| 3 | Punjab National Bank (including Oriental Bank of Commerce and United Bank of India) | 722 |
69.8%
(504/722)
|
9.4% (68) | 42.1% (304) | 18.3% (132) | 11.1% (80) | 6.9% (50) | 12.2% (88) |
| 4 | Central Bank of India | 278 |
66.2%
(184/278)
|
2.2% (6) | 60.4% (168) | 3.6% (10) | 2.9% (8) | 1.4% (4) | 29.5% (82) |
| 5 | South Indian Bank | 296 |
64.2%
(190/296)
|
0.7% (2) | 31.8% (94) | 31.8% (94) | 0.0% (0) | 0.0% (0) | 35.8% (106) |
| 6 | Bank of Baroda (Including Vijaya Bank and Dena Bank) | 364 |
61.0%
(222/364)
|
4.4% (16) | 43.7% (159) | 12.9% (47) | 12.6% (46) | 11.5% (42) | 14.8% (54) |
| 7 | Union Bank of India( including Andhra Bank and Corporation Bank) | 208 |
58.7%
(122/208)
|
1.9% (4) | 43.3% (90) | 13.5% (28) | 14.4% (30) | 8.7% (18) | 18.3% (38) |
| 8 | ICICI Bank | 864 |
55.0%
(475/864)
|
5.4% (47) | 41.4% (358) | 8.1% (70) | 0.9% (8) | 0.5% (4) | 43.6% (377) |
| 9 | Bank of Maharashtra | 418 |
54.6%
(228/418)
|
5.3% (22) | 41.2% (172) | 8.1% (34) | 2.9% (12) | 2.4% (10) | 40.2% (168) |
| 10 | UCO Bank | 499 |
52.1%
(260/499)
|
3.6% (18) | 43.3% (216) | 5.2% (26) | 2.8% (14) | 2.4% (12) | 42.7% (213) |
| 11 | HDFC Bank | 1102 |
49.2%
(542/1102)
|
6.0% (66) | 32.5% (358) | 10.7% (118) | 2.0% (22) | 1.1% (12) | 47.7% (526) |
| 12 | Bank of India | 201 |
45.8%
(92/201)
|
1.0% (2) | 33.8% (68) | 11.0% (22) | 9.0% (18) | 2.0% (4) | 43.3% (87) |
| 13 | Airtel Payments Bank | 131 |
44.3%
(58/131)
|
0.0% (0) | 36.6% (48) | 7.6% (10) | 3.1% (4) | 6.1% (8) | 46.6% (61) |
| 14 | Indian Overseas Bank | 196 |
42.9%
(84/196)
|
0.5% (1) | 33.2% (65) | 9.2% (18) | 9.2% (18) | 2.0% (4) | 45.9% (90) |
| 15 | IDFC First Bank | 383 |
42.6%
(163/383)
|
0.0% (0) | 25.3% (97) | 17.2% (66) | 3.7% (14) | 1.6% (6) | 52.2% (200) |
| 16 | Ratnakar Bank Limited (RBL) | 276 |
42.0%
(116/276)
|
1.5% (4) | 17.4% (48) | 23.2% (64) | 22.5% (62) | 10.9% (30) | 24.6% (68) |
| 17 | State Bank of India | 1716 |
40.7%
(698/1716)
|
5.9% (102) | 23.8% (408) | 11.0% (188) | 9.9% (170) | 4.1% (70) | 45.3% (778) |
| 18 | Bandhan Bank | 309 |
40.5%
(125/309)
|
2.6% (8) | 27.2% (84) | 10.7% (33) | 10.7% (33) | 2.6% (8) | 46.3% (143) |
| 19 | Axis Bank | 977 |
40.4%
(395/977)
|
1.0% (10) | 19.5% (190) | 20.0% (195) | 5.8% (57) | 4.7% (46) | 49.0% (479) |
| 20 | Federal Bank | 886 |
40.0%
(354/886)
|
5.2% (46) | 25.7% (228) | 9.0% (80) | 6.8% (60) | 4.1% (36) | 49.2% (436) |
| 21 | Kotak Mahindra Bank | 591 |
39.3%
(232/591)
|
13.2% (78) | 14.9% (88) | 11.2% (66) | 8.8% (52) | 3.1% (18) | 48.9% (289) |
| 22 | Yes Bank | 383 |
38.1%
(146/383)
|
3.1% (12) | 20.9% (80) | 14.1% (54) | 10.4% (40) | 2.1% (8) | 49.4% (189) |
| 23 | IndusInd Bank | 1272 |
34.9%
(444/1272)
|
4.3% (54) | 22.5% (286) | 8.2% (104) | 9.1% (116) | 8.8% (112) | 47.2% (600) |
| 24 | City Union Bank | 126 |
28.6%
(36/126)
|
1.6% (2) | 11.1% (14) | 15.9% (20) | 7.9% (10) | 6.4% (8) | 57.1% (72) |
| 25 | IDBI Bank | 220 |
23.6%
(52/220)
|
5.5% (12) | 6.4% (14) | 11.8% (26) | 10.0% (22) | 5.5% (12) | 60.9% (134) |
| 26 | AU Bank | 593 |
23.3%
(138/593)
|
1.7% (10) | 15.2% (90) | 6.4% (38) | 5.1% (30) | 8.1% (48) | 63.6% (377) |
| 27 | Punjab & Sind Bank | 123 |
21.1%
(26/123)
|
0.0% (0) | 16.3% (20) | 4.9% (6) | 37.4% (46) | 17.9% (22) | 23.6% (29) |
| 28 | Bank of Baroda | 195 |
0.0%
(0/195)
|
0.0% (0) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 100.0% (195) |
| 29 | Canara Bank | 356 |
0.0%
(0/356)
|
0.0% (0) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 100.0% (356) |
| 30 | Indian Bank | 110 |
0.0%
(0/110)
|
0.0% (0) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 100.0% (110) |
| 31 | Punjab National Bank | 531 |
0.0%
(0/531)
|
0.0% (0) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 100.0% (531) |
| 32 | Ratnakar Bank Limited | 144 |
0.0%
(0/144)
|
0.0% (0) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 100.0% (144) |
| 33 | Union Bank of India | 119 |
0.0%
(0/119)
|
0.0% (0) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 0.0% (0) | 100.0% (119) |